Freedom through solidarity

Income Share Agreements

Income Share Agreements allow you to focus on your studies at the Games Academy while CHANCEN eG takes care of your tuition fees. CHANCEN eG takes care of your tuition fees. In return, you commit to making this possible for future generations by making repayments once you start earning a salary. When you start working as Programmer, Producer or Artist and you earn more than the minimum income threshold, you make repayments based on your income. Giving back to the community.

Fair finance for education through income based repayments

An ISA for your preferred degree at the Games Academy

The Income Share Agreement financial model offers fair financing to students. Ensuring everyone has equal opportunities, irrespective of their financial background.

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Study without financial stress
Protection with the minimum income threshold
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Capped
Individual repayment structures
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Study

CHANCEN eG takes care of your tuition fees so you can focus on your studies.

Repayments

Contrary to regular loans, your repayments are made to the CHANCEN eG community and they are based on your income. You do not have a fixed amount of debt, but rather a repayment plan that is tailored to suit your individual financial capacity.

Income threshold

Repayments only start when you earn above the minimum threshold of 21.000 Euros Net. This ensures that the repayment plan is only activated when you can really afford it.

Capped

The repayment value is capped and reaches a maximum amount. A high income does not mean that the repayments are excessively high.

CHANCEN eG takes care of your tuition fees so you can focus on your studies.

Contrary to regular loans, your repayments are made to the CHANCEN eG community and they are based on your income. You do not have a fixed amount of debt, but rather a repayment plan that is tailored to suit your individual financial capacity.

Repayments only start when you earn above the minimum threshold of 21.000 Euros Net. This ensures that the repayment plan is only activated when you can really afford it.

The repayment value is capped and reaches a maximum amount. A high income does not mean that the repayments are excessively high.

An overview of our financial support

During your studies, we take care of your tuition fees, partially or completely. When you graduate, income based repayments are made to CHANCEN eG over a 10 year period. Should your annual income be less than 21,000 Euros, repayments are not required. Your repayment period is shifted to a time when you earn above the minimum income threshold. Income is calculated after standard deductions of 21.3 % for employees and 37.3% for freelancers.

Course /
Financing option
Semester Tuition fees repayment period Income share
Game Design 2 11.395 Euro 10 7,5%
Game Programming 4 21.385 Euro 10 11,5%
Game Production 4 21.385 Euro 10 9,5%
Digital Art 4 21.385 Euro 10 13,5%
Game Production & Game Design 5 26.380 Euro 10 12%
Game Programming & Game Design 5 26.380 Euro 10 13,5%

Your ISA

How do ISA's work?

The first step towards your future is the decision to study at Games Academy. With an ISA you have the freedom to choose your degree, without worrying about the tuition fees.

Once you have been offered a place at Games Academy, simply apply for an ISA by following the steps on our website.

You can completely focus on your studies. With an ISA your tuition fees are paid directly by CHANCEN eG to Games Academy. Once you have graduated you can take your time in deciding what the next steps on your career path will be. Maybe you would like to travel, do an internship or startup your own project?

With your first annual income that exceeds 21.000 Euros you start repayments to CHANCEN eG, a fixed percentage of your total income. To calculate your individual annual repayments, your annual tax return statements are disclosed to us. Should you take a sabbatical or choose to study further your repayments are put on hold until you earn above the minimum income threshold again.

Your repayments ensure future generations also have access to fair financing.

Your repayments are discontinued once you have reached the end of the repayment period, irrespective of the sum of money you have paid back. You are welcome to continue being a member of CHANCEN eG and engage in educational funding opportunities for future generations.

Contact

If you have Questions or Feedback, let us know!