Freedom through solidarity

Income Share Agreements

With Income Share Agreements, you can focus on your studies at the Hertie School of Governance, while CHANCEN eG takes care of your tuition fees – partially or in full. In exchange, you commit to affording future generations with the same opportunity. Once you start working in public administration, international management or at an NGO and earn above the minimum income threshold, you start making income based repayments.

A fair financial solution where repayments are based on your income

ISA for your preferred degree at Hertie School of Governance

The Income Share Agreements (ISA) ensures equal access to education with a fair financial solution, irrespective of your current financial status.

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Study without financial stress
Protection with the minimum income threshold
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Capped Rates
Individual repayment structures
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Study

CHANCEN eG takes care of your tuition fees so you can focus on your studies.

Repayments

Contrary to regular loans, your repayments are made to the CHANCEN eG community and they are based on your income. You do not have a fixed amount of debt, but rather a repayment plan that is tailored to suit your individual financial capacity.

Income threshold

Repayments only start when you earn above the minimum threshold of 21.000 Euros Net. This ensures that the repayment plan is only activated when you can really afford it.

Capped

The repayment value is capped and reaches a maximum amount. A high income does not mean that the repayments are excessively high.

CHANCEN eG takes care of your tuition fees so you can focus on your studies.

Contrary to regular loans, your repayments are made to the CHANCEN eG community and they are based on your income. You do not have a fixed amount of debt, but rather a repayment plan that is tailored to suit your individual financial capacity.

Repayments only start when you earn above the minimum threshold of 21.000 Euros Net. This ensures that the repayment plan is only activated when you can really afford it.

The repayment value is capped and reaches a maximum amount. A high income does not mean that the repayments are excessively high.

What students have to say about ISA's

  • Jennifer Girke

    Jennifer Girke

    medical student


    I opted for an Income Share Agreement because it grants me the freedom to pursue my individual education and career path; during my studies as well as afterwards. The actual repayment sum depends on my future income and thus on what I can really afford. Should I earn a lot in the future then my repayments are higher, should I earn less, then the repayment adjusts. This income-based repayment model involves no risk for me and is therefore a fair financial model.

An overview of our financial support

During your studies, we take care of your tuition fees, partially or completely. When you graduate, income based repayments are made to CHANCEN eG over a 10 year period. Should your annual income be less than 21,000 Euros, repayments are not required. Your repayment period is shifted to a time when you earn above the minimum income threshold. Income is calculated after standard deductions of 21.3 % for employees and 37.3% for freelancers.

Programm and FundingTuition Fees (inkl. CampusFee)Sem.Repayment Period in yearsIncome Share EU CitizensIncome Share OECD CitizensIncome Share Non-OECD Citizens
Master of Public Policy
100% Funding33.675 Euro 4109 %10 - 15 %Individual Agreement
75 % Funding25.550 Euro4106,75 %7,5 - 11,5 %Individual Agreement
50 % Funding17.429 Euro4104,75 %5 - 8 %Individual Agreement
Master of International Affairs
100% Funding33.675 Euro 4109 %10 - 15 %Individual Agreement
75 % Funding25.550 Euro4106,75 %7,5 - 11,5 %Individual Agreement
50 % Funding17.429 Euro4104,75 %5 - 8 %Individual Agreement
Executive Master of Public Administration
Full-Time30.083 Euro103 - 9 %5 - 15 %Individual Agreement
Part-Time29.900 Euro103 - 9 %5 - 15 %Individual Agreement

As a non-OECD Citizen, you may apply for the ISA if you have more than two years working experience and you can provide proof thereof. We evaluate each application individually and decide whether the ISA is the right financial solution for the applicant.

Your ISA

How does an ISA work?

The first step towards your future is the decision to study at Hertie School of Governance. With the ISA you have the freedom to choose your desired degree, without worrying about the tuition fees.

As soon as you have been accepted for your degree at Hertie School of Governance, you can simply apply for support from CHANCEN eG. Complete the application form and select a date for your interview. Should you be a suitable member for our community in solidarity we will offer you a contract. Please note you do not require collateral or citizenship.

You can completely focus on your studies. With an ISA your tuition fees are paid directly by CHANCEN eG to Hertie School of Governance. Once you have graduated you can take your time in deciding what the next steps on your career path will be. Maybe you would like to travel or do an internship?

With your first annual income that exceeds 21.000 Euros you start repayments to CHANCEN eG, set at a fixed percentage of your total income. To calculate your individual annual repayments, your annual tax return statements are disclosed to us. Should you take a sabbatical or choose to study further your repayments are put on hold until you can afford to pay them again.

Your repayments ensure future generations also have access to fair financing.

Your repayments are discontinued once you have reached the end of the repayment period, irrespective of the sum of money you have paid back. You are welcome to continue being a member of CHANCEN eG and engage in educational funding opportunities for future generations.

Contact

Nathalie Hubschneider

Bewerbungs- und Communitymanagerin