Freedom Through Solidarity

Income Share Agreement

With an Income Share Agreement, you can focus on your studies at the Hertie School, while CHANCEN eG takes care of your tuition fees – partially or in full. In exchange, you commit to affording future generations with the same opportunity. Once you start working in public administration, international management or at an NGO and earn above the minimum income threshold, you start making income based repayments.

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A Fair Financial Solution Where Repayments Are Based on Your Income

ISA for your preferred degree at the Hertie School

The Income Share Agreements (ISA) ensures equal access to education with a fair financial solution, irrespective of your current financial status.

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Study without financial stress
Protection with the minimum income threshold
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Capped Rates
Individual repayment structures
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Study

CHANCEN eG makes it possible for you to study as you wish. During your studies, CHANCEN eG pays your tuition fees and you can concentrate fully on your education.

Repayments

After you graduate, you pay back a pre-determined portion of your income to the solidarity community - so, unlike a loan, there is no fixed debt burden.

Income Threshold

Repayment does not begin until you exceed the minimum gross income of 27,000 euros, less income-related expenses. Therefore repayments are only made if you can really afford it.

Capped

At the same time, your contribution is capped and ends automatically when you reach the set maximum limit. Therefore, a high income does not mean an extremely high repayment.

CHANCEN eG makes it possible for you to study as you wish. During your studies, CHANCEN eG pays your tuition fees and you can concentrate fully on your education.

After you graduate, you pay back a pre-determined portion of your income to the solidarity community – so, unlike a loan, there is no fixed debt burden.

Repayment does not begin until you exceed the minimum gross income of 27,000 euros, less income-related expenses. Therefore repayments are only made if you can really afford it.

At the same time, your contribution is capped and ends automatically when you reach the set maximum limit. Therefore, a high income does not mean an extremely high repayment.

What students have to say about the ISA's

  • Florence Schimmel

    Florence Schimmel

    studied International Affairs at the Hertie School

    I think UGV is a great way to reduce the financial barriers to private education. There are interesting and exciting programs here that should not only be reserved for financially strong students. Because of this, I am convinced of the ISA as a concept. And after studying, the ISA adapts to my life and not the other way around. I am protected, I can make my contribution – both financially and in solidarity – and I am happy to do so, even if I see the debit.
    The ISA is from students for students: You find a solution together – the heart of what CHANCEN eG is all about. And of course it’s clear that CHANCEN eG needs the money to finance the next generation. That works out in a way that I fully agree with.

Finance your tuition fees fairly and flexibly

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An Overview of our Financial Support

During your studies, we take care of your tuition fees, partially or completely. When you graduate, income based repayments are made to CHANCEN eG over a 8 year period. Should your annual income be less than 27,000 Euros, repayments are not required. Your repayment period is shifted to a time when you earn above the minimum income threshold. The relevant income is the positive income (gross) reduced by income-related expenses. The flat-rate deduction for self-employed persons is 16.4%.

Program and FundingTuition Fees (incl. other fees)SemesterRepayment Period in yearsIncome Share
Master of Public Policy
100 % Funding36,500 Euro 41014.06 %
75 % Funding27,375 Euro4812.62 %
50 % Funding18,250 Euro488.41 %
Master of International Affairs
100 % Funding36,500 Euro 41014.06 %
75 % Funding27,375 Euro4812.62 %
50 % Funding18,250 Euro488.41 %
Master of Data Science
100 % Funding36,500 Euro 41014.06 %
75 % Funding27,375 Euro4812.62 %
50 % Funding18,250 Euro488.41 %
Executive Master of Public Administration36,500 Euro 4upon requestupon request

General interest rates are changing a lot at the moment due to the central banks’ reaction to inflation. As a result, the costs of CHANCEN eG are also changing significantly. CHANCEN eG may therefore have to change the conditions at short notice.

Frequently asked questions

Unfortunately, we can not take over this deposit prior to your start of studies. This means that you have to pay the deposit yourself at first. However, we can cover the payment once you have started studying. To do so, please get in touch with the Hertie School accounting team directly and ask for a refund. You can do this from October onwards (or when the tuition fees for the first semester have been paid to the Hertie School by CHANCEN eG).

Yes, we always cover the Campus Fee as well as the costs for the semester ticket (except in case you finance your studies only partly through an ISA).

The costs that arise during your professional year can be covered by CHANCEN eG only if the sum to be financed is at least 950 euros (which equals two semesters including the semester tickets).

As soon as your ISA with CHANCEN eG is signed, we take care of the payments and you do not have to worry about the payment deadlines of Hertie School (in case of 100% funding).

Would you like to finance your tuition fees at Hertie School through CHANCEN eG?

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Your ISA

How does an ISA work?

The first step towards your future is the decision to study at the Hertie School. With the ISA you have the freedom to choose your desired degree.

As soon as you have been accepted for your degree at the Hertie School, you can simply apply for support from CHANCEN eG. Complete the application form and select a date for your interview. We will arrange the interview online. Should you be a suitable member for our community we will offer you a contract. Please note you do not require collateral or surety.

You can completely focus on your studies. With an ISA your tuition fees are paid directly by CHANCEN eG to the Hertie School. Once you have graduated you can take your time in deciding what the next steps on your career path will be. Maybe you would like to travel, do an internship or start a masters program? Learn more about the ISA.

With your first annual income that exceeds 27.000 Euros you start repayments to CHANCEN eG, set at a fixed percentage of your total income. To calculate your individual annual repayments, your annual tax return statements are disclosed to us. Should you take a sabbatical or choose to study further your repayments are put on hold until you can afford to pay them again. Here you can download some repayment examples and learn further about repayment.

Your repayments ensure that future generations also have access to education using this fair financial model.

Your repayments are discontinued once you have reached the end of the repayment period, irrespective of the sum of money you have paid back. You are welcome to continue being a member of CHANCEN eG and engage in educational funding opportunities for future generations.

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